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Credit cards can be a blessing or a curse. We provide you with the information needed to make an educated decision. Our presentation format will allow you to carefully examine and compare the best cards available. You will find specific details for each card. We also include commonly overlooked details from the fine print. Simply choose a category that best fits your needs and credit level. Informed decisions are best!
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IberiaBank Visa® Platinum Rewards Card
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Intro Rate:
1.99% APR for 6 Months
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APR:
9.25%, 12.25%, or 15.25%*
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Fee:
$0
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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Miles by Discover® Card
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Intro Rate:
0% APR for 6 Months*
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APR:
10.99% (V)*
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Fee:
$0
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- 12,000 Bonus Miles Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles dont expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Overlimit Fee, No Redemption Fee
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Discover® Open Road Card
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Intro Rate:
0% APR on Purchases and Balance Transfers
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APR:
11.99% - 20.99% (V)*
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Fee:
$0
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- 2% Cashback Bonus automatically at any gas station and any restaurant
- 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
- Up to 1% unlimited Cashback Bonus on all other purchases
- 0% intro APR on balance transfers for 12 full months, then the Regular APR
- 0% intro APR on purchases for 6 months, then the Regular APR
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