We Respect Your Privacy ...Collection of your Personal Information At some sites, American Credit Financail collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. American Credit Financial does not associate sensitive data, such as your race, religion, or political affiliations, with personally identifiable information. American Credit Resolutions takes precautions to segregate any sensitive data you may provide on American Credit Financial sites and services that reference your race, religion, sexual orientation, ethnicity or political affiliations. There is also information about your financial situation or circumstances used by American Credit Financial for the purpose of determining the proper products and services to recommend. Use of your Personal Information American Credit Financial Web sites and their operational service partners collect and use your personal information deliver the services you have requested. American Credit Financial sites also use your personally identifiable information to inform you of other products or services available from American Credit Financial and its affiliates. American Credit Financial may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered. American Credit Financial does not sell, rent or lease its customer lists to third parties. American Credit Financial may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, American Credit Financial may share data with trusted partners to help us perform statistical analysis. All such third parties are prohibited from using your personal information except to provide these services to American Credit Financial, and they are required to maintain the confidentiality of your information. American Credit Financial will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on American Credit Financial or the site; (b) protect and defend the rights or property of American Credit Financial, a American Credit Financial Web site; and, (c) act under exigent circumstances to protect the personal safety of users of American Credit Financial, its web sites, or the public. Security of your Personal Information American Credit Financial secures your personal information from unauthorized access, use or disclosure. American Credit Financial secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. Personal information (such as a credit card number) is transmitted to other Web sites through the use of Secure Socket Layer (SSL) encrypted protection. Changes to this Statement American Credit Financial will occasionally update this Statement of Privacy to reflect company and customer feedback. When American Credit Financial posts changes to this Statement, you will see the word "updated" next to the Privacy Statement link on the front page of American Credit Financial. If there are material changes to this Statement or in how American Credit Financial will use your personally identifiable information, American Credit Financial will prominently post such changes prior to implementing the change. American Credit Financial encourages you to periodically review this Statement to be informed of how American Credit Financial is protecting your information. What personal information is collected When you apply for, subscribe to, or purchase products or services, American Credit Financial requests personally identifiable information such as your name, e-mail address, physical address, telephone number, credit card number, and in some instances, your social security number to register your account ("Registration information"). How American Credit Financial uses your personal information Your personally identifiable information may be gathered, processed or used in the following ways: To service accounts, process, bill and collect payments pursuant to the Real Answer Credit Program Subscriber Agreement, and otherwise operate and deliver the service you have requested. To support customer questions about subscription, billing, or use of the American Credit Financial products and services. To enforce any of the terms of any American Credit Financial agreement. To alert you of new products, special offers and other information related to American Credit Financial. To fulfill American Credit Financial product and service request orders. |